by John Cooney on Oct 24, 2017
Having a good credit score is an essential part of maintaining a healthy financial life. It can be the difference between paying a high interest rate and a low interest rate on a car loan or being turned down for an apartment. So how can you ensure your credit score is an asset for you? Unfortunately, there is no easy fix if you currently have bad credit or if you are young and have no credit history, but I have outlined three steps below that can help you build your credit history and ensure it doesn’t hinder your financial and lifestyle goals in the future.