Active Duty, Reserve, and National Guard

As a former Active Duty Army Officer and a currently serving Reserve Officer, the financial security and well-being of our veterans and their families is something I value tremendously.  I have structured my firm to specialize in helping service members and their families navigate the unique financial challenges and opportunities available to them.  I am also happy to be a member of the Military Financial Advisors Association.   Being a part of the military system gives me an understanding of the decisions you need to make and allows me to better serve you in achieving your financial goals.  With that in mind, I have created several service package options, focused on financial issues that most service members face.  Each of these service packages represent a one-off engagement between Green and Gold Financial and the client.  There are no hidden fees, you will know the full cost of the engagement before we start.  No long-term commitments either, while we do offer on-going financial planning, we know that it is not the right fit for everyone, and these packages allow Green and Gold to provide the financial advice that service members need, when they need it.  Green and Gold Financial also recognizes that not all service members are paid the same, and we have structured our pricing to reflect that reality, by charging for our services based on your rank.

Retirement Readiness Overview

We will discuss what you want retirement to look like, how much you can expect it to cost, and how much you can afford.  We will look at your pension, TSP, and other retirement assets available to you to help fund the retirement you are looking for.  At the end of the engagement you will leave with an understanding of how prepared you are for retirement and an action plan for moving forward.

Survivor Benefit Plan

As a military retiree, you have a well earned pension system to help you in retirement.  What happens to your pension when you pass away?  How prepared is your family if this were to happen?  The SBP is an option available to allow your beneficiary to continue receiving a percentage of your monthly pension if they outlive you.  This can be a stressful decision, and one that is not easy to change after you have made it.  Our consultation will walk you through your options, the pros and cons of each, and help you make an educated decision that is the right one for you and your family.

New to the Service

If you have recently joined the service, whether on active duty or as a reservist/national guard, congratulations!  You are entering an exciting and rewarding profession.  You are going to be pulled in a lot of different directions, and often times, your financial life can be affected.  With this service offering, we will walk you through the pay and benefits available to you as a service member, the military retirement system, and the Thrift Savings Plan.  You will leave this engagement, with an understanding of your current cash flow, a developed budget for moving forward, and confidence in making the right financial decisions for you and your family.

Maximizing the Blended Retirement System

The Opt-In period has ended, and whether you were an automatic BRS participant or you opted in, your job is not done!  Having a strategy for your participation can make a difference in securing a solid, government aided start to your retirement.

For those new to the service, we want to make sure you understand all of your options and get you started on a successful path, and will provide our consultation services for free to any service member E4 and below.  For E5 and above we will charge a one-time $300 fee for the consultation.